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What is buy now, pay later?

Buy now, pay later allows you to make a purchase without having to pay the full amount up front. You can get terms of up to 4 months to pay for your order interest free! Your order is processed immediately and sent out on the date your order is placed.

To sum up:

  • Up to 4 months to pay
  • Interest free
  • Goods delivered immediately

 

Home Phase Offers A Range Of Different Buy Now, Pay Later Options For You To Choose From:

Payflex

  • 3 Months or 4 Weeks
  • 33.3% Deposit or 25% Deposit Up Front
  • Completely interest free

All you need to do is set up an account with payflex, they will complete a quick credit check and approve you for an amount you can use through them.

 

Happy Pay

  • 2 Months
  • Zero Deposit Up Front
  • Completely interest free

All you need to do is set up an account with Happy Pay, they will complete a quick credit check and approve you for an amount you can use through them.

 

Float

  • Up to 4 months
  • Deposit depends on the payment plan selected
  • No credit check, simply checkout using your credit card
  • Completely interest free

Float works using your existing credit card, if you have the credit available, you can checkout through float and enjoy all the benefits of your credit card without the any of the drawbacks of paying interest!

 

ZeroPay

  • 2 months
  • 33.3% Deposit Up Front
  • Completely interest free

All you need to do is set up an account with payflex, they will complete a quick credit check and approve you for an amount you can use through them.

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